Home insurance can be quite expensive, so it’s useful to look for ways to save money on your premium.  Basically, anything that either minimizes the likelihood that the insurance company will have to pay out on your policy, or reduces the amount they’ll have to pay, will earn you a reduction in your premium.  For [...]

There is a lot of debate and confusion about whether you can still get 80/20 mortgages and therefore avoid having to pay for mortgage insurance.  For instance, this article claims that we’ve reached the end of the zero percent down payment, while on this discussion thread several experts claim that it is still possible to get [...]

My sons both go to CU Boulder.  Aside from being forced to live in the dorm the first year, no matter what it’s still expensive to find a place to live.  Not as expensive as the dorm, but still like thirteen or fourteen hundred dollars a month, at least to rent a small house split [...]

I know that by paying rent I am making my landlord’s mortgage payment, building him equity, and making him rich. I understand that paying rent does not make sense. It really doesn’t take the IQ of a genius to figure out that I would be better off if I were to own my own home [...]

When you purchase a custom designed home, your relationship with the builder you select is paramount to the successful completion of the project. That’s more than simply laying the last brick, so to speak, but involves assuring your ultimate satisfaction. After all, you’re the one who will own the home, not the builder. Working with Stuart, Florida custom [...]